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Thursday, August 21, 2014

Easy Ways To Save Money

With today's economy we're all looking for ways to save money. Sometimes things are obvious, like don't go out to eat all the time or don't buy things you don't need. But sometimes things that you don't think about, is what will save you the most. So here's a list of ways to help save you money.

1.) Cut out cable or satellite. 

This can cost you anywhere from $50-$100 a month. So you can get rid of it and stick to Netflix and Hulu.

2.) Turn out lights when you aren't using them. 

During the day, open the curtains up and let the sunlight be your lighting. It's not only good for you, but it cuts down on energy costs as well. Replace light bulbs in your house, with energy efficient ones.

3.) Hang up a clothesline or use a drying rack. 

Your dryer is one of the most energy sucking things in your household. So put up a clothesline, indoors or out, and let your clothes air dry. Let use of the dryer, means more money in your pocket.

4.) Hand wash your dishes. 

The dishwasher also uses a lot of electric to run, so cut down on using it. Hand wash your dishes as you go, not only will you have more dishes in your cabinet throughout the week, but your electric bill will also go down.

5.) Plan out your meals in advance. 

Believe it or not, this will cut down how much money you spend at  the grocery store. Make a list of everything you need for each meal and buy only those items when you go to the store. No more clearing the shelves because you went grocery shopping while hungry.

6.) Get rid of land line phones if you have cell phones. 

Why pay extra to have a phone you barely use anyway.

7.) Budget your money and stick to it. 

8.) Save 10% of your pay and leave it alone. 

Put it in a savings account that you won't touch. It's always good to have money to fall back on in case of an emergency.

9.) Pay off your credit card each month. 

Don't just pay the minimal payment, pay it off if you can, if not, pay as much as you're able to. The interest rate is ridiculously high on credit cards.

10.) Use cash to pay for everything.

This keeps you from running up your credit card bill or over drafting your bank account.

11.) Buy fruit and veggies instead of junk food. 

If you go to the store and buy bananas, they are about 4 times cheaper than buying a bag of chips. Not only will this help you save money, but it'll help you be healthy too!

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